Armored Horses are medium speed and resilient mounts. There are 4 different tiers of armored horses in the world of Albion:
To saddle or craft an armored horse a player needs 1 Horse, 10 cloth ad 10 metal bars of the specific tier. This action can be performed at the Saddler.
All the Armored Horses can be transformed into Warhorses at the Vanity Merchant. To upgrade you will need the armored horse of the desired tier and gold.
The Expert's Armored can be upgraded into more powerful mounts using a special saddle at the Saddler( Morgana Mare Saddle and Infernal Horseshoes).